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Advisors first, lenders second.

Ashgrove is an independent loan advisory. We shop dozens of wholesale lenders on your behalf, then sit beside you from first call to final signature.

A calmer way to finance home.

Founded in San Francisco by two former underwriters, Ashgrove started with a simple frustration: good borrowers were being turned away by rigid bank checklists. We believed a human advisor, armed with the whole market, could do better.

Today our team of licensed advisors has guided more than 10,000 families into homes — first-time buyers, growing households, refinancers and veterans. Our approval success rate of 95% comes from preparation: we package your file properly before a lender ever sees it.

No pressure, no jargon, no disappearing acts. One dedicated advisor, one direct phone line, and a closing timeline you can plan your move around.

95%

Approval Success

10+

Years Experience

10k+

Homes Financed

Ashgrove advisor consulting a couple about their home purchase

What we stand for

Whole-market choice

We compare rates from 40+ wholesale lenders, so the recommendation fits your budget — not a bank's quota.

Fast, honest timelines

Pre-approval in as little as 24 hours and purchase closings averaging 21 days — with updates at every step.

Advice for life

We review your rate every year after closing and flag refinance windows — free, forever, no strings.

Ready to talk to an advisor who works for you?

Book a Consultation